Earn up to
4.80 % APY*

Barclays Tiered Savings

Elevate your savings with a rate up to 10x the national average based on qualifying balances**

Balance Tier APY

Security that works

Enjoy secure, 24/7 online access to your funds.

Freedom from fees

No monthly maintenance fees and no minimum balance required to open. 

Savings done right

Easy direct deposits and online transfers.  

Get started today

Tiered Savings Calculator

See how much your savings can grow. Enter a deposit amount and duration into the calculator. 


At the end of your #-months, you'll have an estimated total of:


Still have questions?

Read our Frequently Asked Questions about Barclays Tiered Savings.

* Barclays Tiered Savings Annual Percentage Yields (APYs) are accurate as of  XX/XX/XXXX and may change at any time without prior notice, before or after the account is opened. The APYs are determined by the Balance Tiers (Tiers) and the amount deposited. The same rate may apply to multiple Tiers and Tiers may change without notice. APY is calculated based on the Tier into which the end of day account balance falls. Fees could reduce the earnings on the account. No minimum balance to open, but for interest to post to your account you must maintain a minimum balance that would earn you at least $0.01. Please see the Compare Account Page for current Tier and APY information.

** The APY for the Barclays Tiered Savings account for balance tiers $50,000 to <$100,000, $100,000 to <$250,000, and greater than $250,000 are currently 10X the national average of 0.45% APY, based on the national average of savings account rates published in the FDIC's National Rates and Rate Caps, accurate as of 06/17/2024.