There are many ways to ladder. It ultimately comes down to how much flexibility you want with withdrawing funds, and how long you want to deposit your money. Try building a CD ladder to see how it works.
This field is required.
The total was calculated using your estimated deposit amount with the current APY. It's just to illustrate your earning potential if you started laddering today. Remember, rates can change until you make an actual CD deposit—only then is the APY locked in.
See how much flexibility a CD ladder offers.